If you are looking to buy or sell a property, get one step ahead by getting all your paperwork in order to avoid any unnecessary delays.
Ensure you have obtained a mortgage approved in principle before you start looking for a property, this is very attractive to any vendors looking to sell.
A mortgage approved in principle is basically an offer of the amount you can borrow. This can be a lengthy process, the lender will ask for various paperwork including identification, payslips, bank statements etc.
Regardless of you buying or selling a property, appoint an advocate early; the advocate can then open the file and start the onboarding process including identification checks and any associated forms dependent on you buying or selling
Ensure all your paperwork is up to date:
- Log burner certificate
- Boiler serviced
- Any NHBC paperwork